Better coverage helps families grow with less stress. This page shares practical ways to advocate, both at work and in your community, plus helpful resources to help you take the next step.
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Insurance policies and employer benefits shape real, life-altering care decisions—everything from when you begin your journey to which treatment pathways (like IVF) you can access.
Clear, thoughtful, persistent advocacy helps employers offer smarter plans and helps lawmakers understand why fertility care belongs in comprehensive health coverage.
Tips for Employees
Copy and personalize the following:
Hello [HR/Benefits Team],
I’m writing to ask that our health plan include comprehensive fertility benefits (diagnostics, IUI/IVF, and medications). These benefits are standard at many organizations and support employee well-being, retention, and equity. I’m happy to share examples and resources with you.
Could we review options with our broker before open enrollment? Thank you for considering this meaningful addition.
Sincerely,
[Your Name]
Tips for Residents
Most coverage decisions that affect fertility care—like insurance mandates, prior authorization rules, and definitions of who qualifies—are made at the state and local level.
When patients and allies speak up and raise awareness of these issues close to home, lawmakers get to hear real stories from their constituents, employers see demand for fertility benefits growing, and communities see positive changes as a result.
Your email, phone call, or public testimony can help expand access, protect existing coverage, and ensure benefits include everyone who dreams of building a family.
Here are a few easy ways to start getting more involved on the local level.
Illume Fertility has been a proud advocate on both the local and national level since our founding in 2002.
We collaborate with long-time partners, including Fertility Within Reach, GLAD Law, RESOLVE: The National Infertility Association, and AllPaths Family Building—along with employer coalitions and local leaders to advance fair, inclusive access to fertility care.
Together, we support practical policy changes (like removing outdated diagnosis requirements), encourage inclusive coverage for LGBTQ+ families and single parents by choice, and share tools employees can use to advocate for expanded fertility benefits.
If you’d like to learn more about our advocacy efforts or get involved, visit the trusted organizations below or visit our NIAW Hub.
Want to join your voice with the millions of other advocates fighting for more accessible fertility care?
Here are 3 easy ways to do it:
Even writing a short note to your representatives or attending a virtual meeting can make a big difference.
Lived experience is a powerful way to show impact. If you're open to sharing your journey, consider who it might help.
Invite allies! Partners, friends, and colleagues can amplify your message and join forces with you to make change.
Additional resources to help you navigate the financial side of your fertility journey.
Find answers to common questions about infertility awareness and advocacy efforts.
Yes! Employers regularly update benefits based on employee feedback, and U.S. lawmakers listen when patients share clear, impactful stories. Even small actions, like sending an email to your HR representative, can help shape better policies for both you and others.
Pro tip: RESOLVE: The National Infertility Association has a step-by-step toolkit to help you advocate for fertility coverage at work.
Make contact with your HR department as early as possible (or a few months before open enrollment planning). Benefits decisions are often set well before employees see plan options, so it's never too soon to start the conversation.
For more guidance, check out RESOLVE's Coverage at Work toolkit.
Coverage for diagnostic testing, IUI and IVF, fertility medications; access to a preferred specialty pharmacy; and plain-language communication during open enrollment. If available, ask about adding a fertility benefits partner.
For more guidance, check out RESOLVE's Coverage at Work toolkit.
You can speak generally without sharing medical details, request to communicate via email, or ask HR about anonymous feedback channels.
Share only what feels comfortable to you. You don't "owe" anyone your story, and this journey is understandably extremely personal.
Your employer can still choose to offer fertility benefits. Use the talking points above and ask your broker/HR team to review more inclusive, accessible options for the next plan year.
Keep it short: a brief introduction to who you are, why timely fertility care matters for individuals and couples in the United States, and the changes you’re asking for.
RESOLVE has templates and other resources to help you write the most effective letter possible.
It's no secret that fertility treatment can be expensive.
This helpful guide breaks down all of your options (including financing and clinic-based packages), offers budgeting tips, shows you how to maximize your insurance coverage, apply for IVF grants, and much more.
Ready to take control of your fertility journey? Fill out the form and get instant access to your free Guide to Financial Planning for Fertility Treatment.
Explore articles and videos to help you navigate insurance and ways to afford treatment.
Your first step is scheduling an initial consultation with an Illume Fertility physician. Afterwards, you'll be introduced to the rest of your new Care Team, including your dedicated Financial Coordinator—so you know what to expect before treatment even starts.
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