Fertility Blog

Fertility Blog by Illume Fertility

Everything you need to know about reproductive health, fertility testing, fertility treatment (like IUI and IVF) and how to navigate fertility challenges.

Shenae Hagans, Financial Coordinator

Shenae Hagans is a Financial Coordinator at Illume Fertility, where she helps patients understand their fertility benefits, insurance coverage, and financial options throughout their family-building journey. Since joining the team in June 2024, she has worked closely with patients to answer coverage questions, coordinate financial clearances, and help remove barriers to treatment. Shenae finds the greatest reward in notifying patients that they are financially cleared to move forward with their fertility treatment plan, marking the hopeful beginning of their path to parenthood.

Infertility Coverage | Affording Care | Choosing a Clinic

IVF Cost in Connecticut: Your Complete Financial Breakdown

By: Shenae Hagans, Financial Coordinator
June 22nd, 2026

At a Glance → A single IVF cycle in Connecticut typically ranges from $15,000 to $30,000, with fertility medications, genetic testing, frozen embryo transfers, and add-on services like PGT having the biggest financial impact. → Connecticut's insurance mandate requires fully insured plans issued in the state to cover up to two IVF cycles, but self-funded employer plans, as well as Medicare and Medicaid, are exempt. → Most IVF patients without full coverage stack several payment sources, which may include insurance benefits, HSA/FSA funds, grants or scholarships, medication manufacturer discounts, and financing. → Illume Fertility pairs every patient with a dedicated financial coordinator who verifies insurance benefits and provides a written cost estimate after their first consultation.